AI-Powered Load Comparison
QAI Saver Program for Your Home Loan and Save Thousands
With 20+ years of expertise, Quantify AI uses advanced AI to compare offers from multiple banks and find you the best QAI Saver Program deal. Zero upfront fees, 100% transparent.
RM 2B+Loans through QAI Saver Program
20+ YearsIn Business
100%Free Review
Calculate your potential savings
AI-Powered Response
How We Help You Save
Our advanced AI technology compares multiple bank offers to find you the best QAI Saver Program deal
Use our calculator to see potential savings. Share your current loan info and QAI Saver Program goals.
Provide outstanding balance, interest rate, remaining tenure, proof of income and credit report.
Our AI compares multiple bank offers and generates a detailed savings report tailored to your goals.
Select the best offer that matches your goal and submit application with our agent's guidance.
Bank valuation and lawyers handle all paperwork. You review costs and sign documents.
Your existing loan is paid off. Start new payments under better terms and enjoy savings.
Review your loan periodically with us. Make extra payments or consider refinancing again if beneficial.
Why Choose Quantify AI?
We focus on saving you money with transparent, AI-driven solutions and 20+ years of expertise in the Malaysian Market.
Zero Upfront Fees
No hidden charges. We earn via bank commission only. Your review is 100% free.
AI Powered Comparison
Our advanced technology compares multiple bank offers to find you the absolute best deal.
100% Transparents
Complete breakdown of all costs and savings. No surprises, no hidden fees.
20+ Years Expertise
Trusted by thousands of Malaysians across Klang Valley, Penang, and Johor Bahru.
Fast & Efficient
Streamlined process with dedicated agents to guide you every step of the way.
Real Client Success Stories
See actual before and after loan offers that prove the savings we've helped our clients achieve.
Petaling Jaya, Selangor
Previous Loan
New Loan
Monthly Savings
RM 481/month
RM 173,160 over 30 years
George Town, Penang
Previous Loan
New Loan
Monthly Savings
RM 421/month
RM 151,560 over 30 years
Johor Bahru, Johor
Previous Loan
New Loan
Monthly Savings
RM 677/month
RM 243,720 over 30 years
Insights & Guides
QAI Saver Program Blog
Expert insights, market analysis, and practical guides to help you make informed decisions about your home loan QAI Saver Program journey.
Learn about stamp duty exemptions and incentives available for the first-time homebuyers in Malaysia under various government programs.
Read MoreOctober 30, 2025
Practical tips to improve your credit score and increase your chances of getting approved for better refinancing rates in Malaysia.
Read MoreOctober 29, 2025
Compare the pros and cons of fixed and variable rate home loans in Malaysia. Which one is right for your financial situation?
Read MoreOctober 23, 2025
Frequently Asked Questions
Home loan refinancing means replacing your current housing loan with a new one that offers better terms. It can help you lower your monthly instalments, shorten your loan tenure, or unlock additional funds based on your property’s value.
We do not charge any upfront fees. Our service is completely free, and you can decide whether to proceed after reviewing your potential savings. Any standard costs such as valuation, legal, or stamp duty are handled by the bank’s appointed professionals, not by us.
The amount you can save depends on your current loan rate, balance, and remaining tenure. Most homeowners find that refinancing helps them reduce overall interest and complete their loan repayment years earlier.
What Would You Like To Calculate?
Choose your scenario to get a guided calculation of all associated costs
Buying a property with a new loan
You'll calculate:
Switching to a better interest rate
You'll calculate:
Taking a new loan on existing property
You'll calculate:
Why Use Our Guided Calculator?
Complete Picture: Ensure your calculate all necessary costs for your scenario - no surprises later.
Running Total: See your total costs accumulate as you each calculation.
Accurate Fees: Based on Malaysian legal scales and govermment rates.
Expert Review: Share your summary with our team for personalized advice.